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Terms of Service
Learn more about how Zippy Learner makes money through affiliate advertising. These statements are provided to offer transparency to our readers. This section contains our FTC Disclaimer, general Website Disclaimer, Affiliate Disclosure, and Amazon Associates Disclaimer.
Introduction
By accessing this website, we assume you accept these terms and conditions. Do not continue to use Zippy Learner if you do not agree to take all the terms and conditions stated on this page.
The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice, and all Agreements: “Client”, “You” and “Your” refers to you, the person who logs on to this website and is compliant with the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves. All terms refer to the offer, acceptance, and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of the provision of the Company’s stated services, in accordance with and subject to, prevailing law of the United States. Any use of the above terminology or other words in the singular, plural, capitalization, and/or he/she or they, are taken as interchangeable and therefore as referring to the same.
Cookies
We employ the use of cookies. By accessing Zippy Learner, you agreed to use cookies in agreement with the Zippy Learner’s Privacy Policy.
Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.
License
Unless otherwise stated, Zippy Learner and/or its licensors own the intellectual property rights for all material on Zippy Learner. All intellectual property rights are reserved. You may access this from Zippy Learner for your own personal use subjected to restrictions set in these terms and conditions.
You must not:
- Republish material from Zippy Learner
- Sell, rent or sub-license material from Zippy Learner
- Reproduce, duplicate or copy material from Zippy Learner
- Redistribute content from Zippy Learner
Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. Zippy Learner does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of Zippy Learner,its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, Zippy Learner shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.
Zippy Learner reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.
You warrant and represent that:
- You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
- The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;
- The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy
- The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.
You hereby grant Zippy Learner a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.
Hyperlinking to our Content
The following organizations may link to our Website without prior written approval:
- Government agencies;
- Search engines;
- News organizations;
- Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
- System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.
These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.
We may consider and approve other link requests from the following types of organizations:
- commonly-known consumer and/or business information sources;
- dot.com community sites;
- associations or other groups representing charities;
- online directory distributors;
- internet portals;
- accounting, law and consulting firms; and
- educational institutions and trade associations.
We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Zippy Learner; and (d) the link is in the context of general resource information.
These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.
If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to Zippy Learner. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.
Approved organizations may hyperlink to our Website as follows:
- By use of our corporate name; or
- By use of the uniform resource locator being linked to; or
- By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.
No use of Zippy Learner’s logo or other artwork will be allowed for linking absent a trademark license agreement.
iFrames
Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.
Content Liability
We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.
Your Privacy
Please read Privacy Policy
Reservation of Rights
We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.
Removal of Links from our Website
If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.
We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.
Disclaimer
To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:
- limit or exclude our or your liability for death or personal injury;
- limit or exclude our or your liability for fraud or fraudulent misrepresentation;
- limit any of our or your liabilities in any way that is not permitted under applicable law; or
- exclude any of our or your liabilities that may not be excluded under applicable law.
The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.
As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.
Privacy Policy
Our Privacy Policy
This page makes the terms page jealous because it gets more attention.
Protecting your private information is our priority at ZippyLearner.com. This Privacy Policy informs you of our policies regarding the collection, use, and disclosure of personal data to Users of the Website and/or Services. ZippyLearner.com attaches great importance to ensuring that your personal data and crawled data are collected, used, processed, and erased in accordance with the current applicable regulations as stipulated by local, state, national, federal, and other data protection legislation. Protecting your data is a matter of great importance to our company. If you have requests concerning your personal information or any questions, please contact us at compliance@zippylearner.com.
If you have objections to the Privacy Policy, you should immediately discontinue the use of the Website and our Services.
DEFINITIONS
For purposes of this Privacy Policy, references to “The Customer” mean a registered, paying user of the Services.
For purposes of this Privacy Policy, references to “us,” “we,” “our,” and/or “ZippyLearner.com” mean ZippyLearner.com, a United States limited liability company with a registered place of business located in Arizona, U.S.A.
References to the “Services” mean those consulting services provided by us.
References to the “Website” mean the Websites bearing the URL https://zippylearner.com/old, as well as any other site owned and/or operated by or under the ZippyLearner.com brand.
References to “you,” and/or “User,” mean the User of the Website and/or the Services.
AGREEMENT TO BE BOUND
The following Data Protection and Privacy Policy Statement governs the collection and use of private information via the Website and the Services. By accessing the Website and/or registering for the use of our Services, you represent that you have read and understood the Privacy Policy and that you agree to be bound by thereby.
This Privacy Policy may be additionally subject to our Terms of Service for those Customers who use our Services.
MODIFICATIONS AND CHANGES TO THEN PRIVACY POLICY
We may modify, add to, suspend, or delete the Privacy Policy, in whole or in part, at our sole discretion at any time, with such modifications, additions, or deletions being effective thirty (30) calendar days following their posting to the Web and emailing a notice to registered Users. Your access to the Website and/or use of our Services, after modification, addition, or deletion of the Privacy Policy Statement, shall be deemed to constitute acceptance by you of the modification, addition, or deletion.
COLLECTION OF YOUR PERSONAL INFORMATION
We collect both personally-identifiable information or personal data and non-personally identifiable information from you. Often, you choose what information to provide, but we may require certain information for you to use and for us to provide the Services. Specifically, we collect the following:
Registration and Account Set Up collected via the Website. In order to register you as a customer, provide you with support, process your transactions, or allow you to participate in a contest, we will collect personal data, which may include your full name; telephone number; and email address. We will also collect a username and password.
In addition, you should note that our payment processors may collect and store sensitive financial information, including your credit card number, expiration date, and billing details for those Customers who pay us via credit card. We store the same only as anonymous data and have no access to or control over the sensitive financial information you may provide.
Automated Information. ZippyLearner.com automatically receives and records information from each User’s browser or mobile device when you visit the Website or use certain other Services, such as your IP address in an anonymized fashion or unique device identifier, cookies, and data about which pages you visit in order to allow us to operate and provide the Services, and data about the type of device you use to connect to our Services and/or Website. This information is stored in log files and is collected automatically. We may combine this information from your browser or your mobile device with other information that we or our partners collect about you, including across devices. This information is used to prevent fraud and to keep the Services secure, to analyze and understand how the Services work for our Users, and to provide advertising, including across your devices, and a more personalized experience for members and visitors.
We may also automatically collect device-specific information when you install, access, or use our Services. This information may include information such as the hardware model, operating system information, app version, app usage and debugging information, browser information, IP address, and device identifiers.
Location Information: We may collect information about your use of the Services for advertising, analytics, serving content, and protecting the Services, including your IP address, browser information (including referrers), device information (such as iOS IDFA, IDFV for limited non-advertising purposes, Android AAID, and, when enabled by you, location information provided by your device). We may obtain the location information you provide in your profile or your IP address. With your consent, we may also determine location by using other information from your devices, such as general location information from GPS or information about wireless networks or cell towers near your mobile device. We may use and store information about your location to provide features and to improve and customize the Services, for example, for our internal analytics and performance monitoring; localization, regional requirements, and policies for the Services; for local content, search results, and recommendations; for mapping services; and (using non-precise location information) marketing. If you have consented to share your precise device location details but would no longer like to continue sharing that information with us, you may revoke your consent to the sharing of that information through the settings on your mobile device. Certain non-precise location services, such as for security and localized policies based on your IP address or submitted address, are critical for the site to function. We will only share your geo-location details with third parties (like our mapping, payments, or, to the extent applicable, advertising providers) in order to provide you with the Services.
Analytics Information: We use data analytics to ensure site functionality and improve the Services. We do not link the information we store within the analytics software to any personally identifiable information that you submit.
USE OF YOUR PERSONAL INFORMATION
We may use your personally identifiable information to process transactions; to provide and improve customer service administration; to personalize your User experience; to contact Users via e-mail or telephone; to respond to inquiries, and/or other requests or questions; to send company news, updates and other related info via our mailing list; and to facilitate registration for and use of our Services
We may use your non-personally identifiable information to create traffic statistics for our Website; create User statistics for our Services; improve customer service, and personalize your User experience.
ZippyLearner.com gives you the choice of providing, editing, or removing certain information, as well as choices about how we contact you. You may change or correct your ZippyLearner.com account information through your account settings. You can also request the deletion of the personal information in your account.
Depending on your location, you may also have certain additional rights with respect to your information, such as (i) data access and portability (including the right to obtain a copy of the personal data you provided to ZippyLearner.com, via your settings); (ii) data correction (including the ability to update your personal data, in many cases via settings); (iii) data deletion (including the right to have ZippyLearner.com delete your personal information, except information we are required to retain, by contacting us); and (iv) withdrawal of consent or objection to processing (including, in limited circumstances, the right to ask ZippyLearner.com to stop processing your personal data, with some exceptions, by contacting us).
You may also control the receipt of certain types of communications from ZippyLearner.com. ZippyLearner.com may send you messages about the Services or your activity. Some of these messages are required, service-related messages for Users (such as transactional messages or legal notices). Other messages are not required, such as newsletters. You can control which optional messages you choose to receive via the unsubscribe link in our emails.
If you no longer wish to use the Services or receive service-related messages (except for legally required notices), then you may close your account.
SHARING INFORMATION WITH THIRD PARTIES
ZippyLearner.com does not sell, rent or lease its customer lists to third parties.
ZippyLearner.com may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or provide marketing services. For example, we share data with ClickFunnels, our Website administrator, and Google Analytics and Google Remarketing, whose services we utilize for marketing purposes. All such third parties are prohibited from using your personal information except to provide these services to ZippyLearner.com, and they are required to maintain the confidentiality of your information.
ZippyLearner.com may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to (a) conform to the edicts of the law or comply with legal process served on ZippyLearner.com or the site; (b) protect and defend the rights or property of ZippyLearner.com; and/or (c) act under exigent circumstances to protect the personal safety of users of ZippyLearner.com, or the public.
AUTOMATICALLY COLLECTED INFORMATION
Information about your computer hardware and software may be automatically collected by ZippyLearner.com. This information can include your IP address, browser type, domain names, access times, and referring website addresses. This information is used for the operation of the service, to maintain the quality of the service, and to provide general statistics regarding the use of the ZippyLearner.com website.
USE OF COOKIES
The ZippyLearner.com website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize ZippyLearner.com pages, or register with ZippyLearner.com site or services, a cookie helps ZippyLearner.com to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same ZippyLearner.com website, the information you previously provided can be retrieved, so you can easily use the ZippyLearner.com features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the ZippyLearner.com services or websites you visit.
SECURITY OF YOUR PERSONAL INFORMATION
ZippyLearner.com secures your personal information from unauthorized access, use, or disclosure. ZippyLearner.com uses the following methods for this purpose:
- SSL Protocol
- Vulnerability scanning
- PCI-Scanning
- S-HTTP
When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.
In addition, access to your data is restricted to need-to-access individuals.
We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) the security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed. Please note that non-encrypted communication using email is not secure. Thus, we cannot guarantee data security in email communication and, therefore, recommend using physical mail for confidential information.
INTERNATIONAL TRANSFER
We operate globally, so it is necessary to transfer your information internationally. In particular, your information will likely be transferred to and processed via servers located in Provo, Utah, United States. The United States, European Economic Area (“EEA”) Member States, and other countries all have different laws. When your information is moved from your home country to another country, the laws and rules that protect your personal information in the country to which your information is transferred may be different from those in the country in which you live. For example, the circumstances in which law enforcement can access personal information may vary from country to country. In particular, if your information is in the United States, it may be accessed by government authorities in accordance with U.S. law.
To the extent that ZippyLearner.com is deemed to transfer personal information outside the EEA, we rely separately on, alternatively, and independently on the following legal bases to transfer your information:
Model Clauses. The European Commission has adopted standard contractual clauses (also known as Model Clauses), which provide safeguards for personal information that is transferred outside of Europe. We often use these Model Clauses when transferring personal information outside of Europe. You can request a copy of our Model Clauses by emailing compliance@zippylearner.com.
Privacy Shield. ZippyLearner.com does not participate in Privacy Shield at this time. However, ZippyLearner.com may rely on the EU-US Privacy Shield to transfer personal information to some of our third-party service providers in the United States, where they are certified to receive such information under the Privacy Shield Program.
Necessary for the performance of the contract. ZippyLearner.com provides a voluntary service; you can choose whether you want to use the Services. However, if you want to use the Services, you need to agree to our Terms of Service, which set out the contract between ZippyLearner.com and its Customers. As we operate in countries worldwide (including in the United States) and may use technical infrastructure in the United States to deliver the Services to you, in accordance with the contract between us, we need to transfer your personal information to the United States and to other jurisdictions as necessary to provide the Services. Simply put, we can’t provide you with the Services and perform our contract with you without moving your personal information around the world.
CHILDREN UNDER THIRTEEN: NOTICE TO MINORS
ZippyLearner.com does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use the Website and Services. We request that all users of the Website and our Services who are under the age of thirteen not disclose or provide any personally identifiable information. If we discover that a child under thirteen has provided us with personally identifiable information, we will delete that child’s personally-identifiable information from our records. You are responsible for any and all account activity conducted by a minor under your account.
In addition to protecting the privacy of children under the age of thirteen, we are committed to protecting the privacy of minors. Though neither our Website nor our Services are not targeted to minors nor is it intended to be used by minors, if, for any reason, a minor has shared information via our Website and/or Services, said minor may request and obtain removal of such information by contacting us at compliance@zippylearner.com. Although we offer deletion capability, you should be aware that the removal of content may not ensure the complete or comprehensive removal of that content or information provided.
DO NOT TRACK DISCLOSURE
Please note that while you may have the opportunity to opt out of targeted advertising as discussed in the “How to Opt-Out” section above, and you may be able to control the use of cookies through your Web browser as described in the “Use of Cookies” section below, some Web browsers may also give you the ability to enable a “do not track” setting. This setting sends a special signal to the Websites you encounter while Web browsing. This “do not track” signal is different from disabling certain forms of tracking by declining cookies in your browser settings, as browsers with the “do not track” setting enabled still have the ability to accept cookies. We do not respond to Web browser “do not track” signals at this time. If we do so in the future, we will describe how we do so in this Privacy Policy. For more information about “do not track,” visit http://www.allaboutdnt.org/.
RETENTION
ZippyLearner.com will retain your information only for as long as is necessary for the purposes set out in this policy, for as long as your account is active (i.e., for the lifetime of your ZippyLearner.com account), as described in this policy, or as needed to provide the Services to you. If you no longer want ZippyLearner.com to use your information to provide the Services to you, you may close your account. ZippyLearner.com will retain and use your information to the extent necessary to comply with our legal obligations (for example, if we are required to retain your information to comply with applicable tax/revenue laws), resolve disputes, enforce our agreements, and as otherwise described in this policy. We also retain log files for internal analysis purposes. These log files are generally retained for a brief period of time, except in cases where they are used for site safety and security, to improve site functionality, or we are legally obligated to retain them for longer time periods.
E-MAIL COMMUNICATIONS; HOW TO OPT OUT
From time to time, ZippyLearner.com may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from ZippyLearner.com or click on a link therein.
Please note that our marketing and promotional communications are opt-in. If you would like to stop receiving marketing or promotional communications via email from ZippyLearner.com, you may opt out of such communications by clicking on the UNSUBSCRIBE link.
Email marketing campaigns published by us may contain tracking facilities within the actual email. Subscriber activity is tracked and stored in a database for future analysis and evaluation. Such tracked activity may include but shall not be limited to: the opening of emails, forwarding of emails, the clicking of links within the email content, times, dates, and frequency of activity. This information is used to refine future email campaigns and supply the user with more relevant content based on their activity.
YOUR RIGHTS
You may benefit from a number of rights in relation to the information that we process. Some rights apply only in certain limited cases, depending on your location. If you would like to manage, change, limit, or delete your personal information, you can do so via your account settings or by contacting us. Upon request, ZippyLearner.com will provide you with information about whether we hold any of your personal information. By visiting your account settings, you can access, correct, change, and delete certain personal information associated with your account. In certain cases where we process your information, you may also have a right to restrict or limit the ways in which we use your personal information. In certain circumstances, you also have the right to request the deletion of your personal information, and to obtain a copy of your personal information in an easily accessible format. If you need further assistance, you can contact ZippyLearner.com through one of the channels listed below under “Contact Information.” We will respond to your request within a reasonable timeframe.
If we process your information based on our legitimate interests as explained above, or in the public interest, you can object to this processing in certain circumstances. In such cases, we will cease processing your information unless we have compelling legitimate grounds to continue processing or where it is needed for legal reasons. Where we use your data for direct marketing purposes, you can always object to using the unsubscribe link in such communications or changing your account settings.
WITHDRAWING CONSENT
Where you have provided your consent, you have the right to withdraw your consent to our processing of your information and your use of the Services. For example, you can withdraw your consent to email marketing by using the unsubscribe link in such communications or by changing your account settings. You can choose to withdraw your consent to our processing of your information and your use of the Services at any time by closing your account and then emailing compliance@zippylearner.com to request that your personal information be deleted, except for the information that we are required to retain. This deletion is permanent and your account cannot be reinstated.
CONTACT INFORMATION
ZippyLearner.com welcomes your questions or comments regarding this Statement of Privacy. If you believe that ZippyLearner.com has not adhered to this Statement, please contact ZippyLearner.com at compliance@ZippyLearner.com